Housing Benefit is a financial support scheme designed to help low-income individuals and families cover their rental expenses. In 2025, the eligibility criteria have been updated, with most new claimants directed toward Universal Credit. However, certain groups still qualify for Housing Benefit. This guide explains who can apply, what financial criteria apply, and how to submit a claim.
Who is Eligible for Housing Benefit in 2025?
New claims for Housing Benefit are generally restricted, but some groups remain eligible. If you have reached the State Pension age, you can still claim Housing Benefit. If you live with a partner, both of you must have reached the State Pension age unless one of you has been receiving Pension Credit for the couple since before May 15, 2019.
Individuals living in supported, sheltered, or temporary accommodation also qualify. This includes people in council-arranged temporary housing, survivors of domestic abuse residing in shelters, or those in housing that provides care and support services. For most other UK residents, housing support is now covered under Universal Credit.
Financial Criteria for Housing Benefit
Eligibility for Housing Benefit depends on income, savings, and other benefits received. Claimants must have a low income or be receiving certain benefits such as Pension Credit. Savings should not exceed £16,000 unless the applicant qualifies for the Guarantee Credit portion of Pension Credit.
How to Apply for Housing Benefit in 2025
The application process begins with contacting the local council, which handles Housing Benefit claims. Applicants must provide documentation such as proof of income, rental agreements, savings statements, and residency details. Once the application is submitted, the council assesses eligibility and notifies the applicant of the outcome.
Conclusion
Housing Benefit remains available in 2025 primarily for pensioners and individuals in specialized housing situations. Understanding the eligibility requirements and application process is essential for those seeking financial assistance with rent. For others, Universal Credit continues to be the primary alternative for housing support.
